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Fixed Deposit Savings Account

A secure savings option that allows you to invest a lump sum and earn guaranteed returns over a fixed period.

Overview


Target Audience Individuals and institutions seeking fixed, predictable returns from their savings.
Key Benefit Competitive interest rates with guaranteed payout at maturity.
Minimum Deposit UGX 100,000

To Open Your Account

Please provide the following documentation:

  • Photographs: Two recent passport-sized photographs.
  • Identification: A valid National ID (Endangamuntu).
  • Proof of Address: Letter from LC or employer, or a copy of recent utility bills verifying residence.
  • Opening Fee: One-time payment of UGX 26,000.

Account Features & Benefits

Category Details
Interest & Returns
  • Competitive interest rates of up to 16% per annum
  • Guaranteed interest payment at maturity
  • Flexible fixed deposit periods from three (3) months onwards
Deposits & Limits
  • No maximum limit on deposit amount
  • Minimum fixed deposit of UGX 100,000
Access & Services
  • No monthly management or service charges
  • Mobile banking and SMS alerts
  • Fixed deposit can be used as loan collateral

Fixed Deposit Savings Account

Requirements.

  1. Two passport size photographs
  2. Valid National ID (Endangamuntu)
  3. Letter of introduction from the LC, Employer or utility bills copy verifying your residence
  4. Opening fee of Ugx 26,000

Benefits.

  1. Competitive interest rates up to 16% per annum
  2. Guaranteed interest paid out at maturity
  3. Flexible periods of three (3) months to unlimited months
  4. No limit on the maximum amount
  5. Minimum deposit amount of Ugx 100,000
  6. Fixed deposit can be used as collateral

Features

  1. No monthly management/service charges
  2. Any amount can be deposited
  3. SMS alerts for all transactions
  4. Mobile banking services