Group Loan

A flexible loan facility designed for organized groups to access financing collectively or individually in support of income-generating and development activities.

Overview

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Target Audience	Organized groups that have opened and operate accounts with EBO Financial Services.
Purpose	Financing group projects, business activities, and individual member enterprises through group support mechanisms.
Loan Structure	Loans may be disbursed at group level or directly to individual group members.

Loan Requirements

Applicants must meet the following conditions:

• Be a formally organized group with an active account at EBO Financial Services.
• Demonstrate group cohesion and agreed loan management arrangements.
• Accept flexible collateral and group guarantee arrangements as approved by the SACCO.

Loan Features & Benefits

Category	Details
Loan Limits	Maximum loan amount of up to UGX 75,000,000
Interest & Collateral	Competitive and affordable interest rates Flexible collateral arrangements based on group strength
Group Advantage	Enables access to higher loan amounts through collective strength Builds financial discipline and accountability among members